AMBER SMITH • VP MORTGAGE BANKER • NMLS# 1955161

Guiding You Home With Expertise

★★★★★   5.0 Reviews

Guiding clients through the complexities of financing a home with expertise and care.

Amber Smith - VP Mortgage Banker

ABOUT AMBER

Dedicated to Your Financial Goals

As a mortgage banker, I specialize in guiding my clients through the complexities of financing a home. Whether you're a first-time homebuyer or expanding your investment portfolio, I am dedicated to providing personalized solutions that align with your financial goals. My expertise includes a vast understanding of various mortgage products and loan options. My team and I are committed to transparency, communication, and delivering exceptional customer service throughout the loan process.

OFFICE PHONE: (850) 272-0223

CELL PHONE: (850) 228-4647

ADDRESS: 1825 Benado Lomas Dr Tallahassee, Florida 32317

1825 Benado Lomas Dr, Tallahassee, FL 32317, USA

TRACK RECORD

A Proven Record of Success

CLOSED ON TIME

Loan Type
Purchase

Interest Rate
As Expected

Term
30-Yr Fixed

Fees
Lower

First-Time Homebuyer

CLOSED EARLY

Loan Type
Refinance

Interest Rate
Lower

Term
15-Yr Fixed

Fees
As Expected

CLOSED ON TIME

Loan Type
FHA Purchase

Interest Rate
As Expected

Term
30-Yr Fixed

Fees
Lower

First-Time Homebuyer

CLOSED ON TIME

Loan Type
VA Purchase

Interest Rate
As Expected

Term
30-Yr Fixed

Fees
As Expected

VERIFIED REVIEWS

Client Success Stories

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Social Media Links

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Contact Us

850-228-4647

1825 Benado Lomas Dr Tallahassee, Florida 32317

Copyright 2026. All rights reserved. Amber Smith NMLS #1955161 | Equal Housing Opportunity | Equal Housing Lender

Disclaimer: The ICE logo displayed on this website refers to ICE Mortgage Technology, a trusted provider of digital solutions for the mortgage industry. Bay Capital Mortgage has no affiliation whatsoever with U.S. Immigration and Customs Enforcement (ICE) or any other law enforcement agency. We do not share, transmit, or disclose any loan application or borrower information to ICE immigration enforcement. All borrower data is handled securely and in compliance with applicable privacy laws.

2553 Housley Road, Suite 200, Annapolis, Maryland 21401

410-974-6044   |    [email protected]

Company NMLS #39610